This service is created for informational purposes only. We are not recommending that you buy or sell particular securities.  Information on this website should not be interpreted as investment or personal investment advice or as an endorsement of individual securities. Always consult a financial advisor before making any investment decisions.  The information on this website is believed to be - but not guaranteed - to be accurate.  Past performance is not a guarantee of future performance.  Financial News Analyst accepts no responsibility for any losses or damages resulting from decisions made from or because of information on this website. Investing in stocks is always risky so you should do your own research before buying or selling securities. Financial News Analyst accepts no responsibility for any losses of data resulting from any event affecting the internet, data transmission, and the availability of our site. Financial News Analyst will make every effort to provide you with a service with maximized uptime.

You may not reproduce the information on this website in any manner or distribute the information to others. Reproduction of information from this service is prohibited by law, and may result in civil and/or criminal penalties. By using this service you certify that you have read, understood and agreed to the terms and conditions above.

PRIVACY STATEMENT

Your privacy is important to us. This privacy statement explains the privacy practices relating to our www.financialnewsanalyst.com web site (the "Web Site").

What Personal Information We Collect:

It is our policy to collect personal information that our members and visitors knowingly provide to us, and we take precautions to protect the information that we receive from you.

We may require you to complete a registration form in order to use certain features of this Web Site. When you register, you are required to give us your name, a user name, password, mail address, telephone number, and e-mail address. In the event you purchase a product or service from us, we will also require your credit card information and other shipping and billing data.

If you are using our Financial News Analyst service or any other feature, we collect and store whatever information you voluntarily provide.

How We Use the Information We Collect:

Some uses of your personal information are:

• To ensure that our Web Site is protected against unauthorized access;
• To notify you of updates to our products and services;
• To assist in the processing of any transactions between you and us;
• To deliver products and services you may order from us; and
• To use e-mail to answer your questions, to diagnose computer problems, or to administer the Web Site.

We recognize that any information you input into the Web Site is of special concern to you. We keep this information confidential and do not disclose it to unaffiliated parties.

We Will Not Sell Your Personal Information to Unaffiliated Parties:

Data Security:

We take many precautions to protect your information from unauthorized third party access, alteration, theft, or misuse. For example, we use standard on-line security measures such as encryption and authentication to protect your credit card data. Regrettably, no computer system or online transaction is 100% secure, and we therefore cannot guarantee the security of the information you share with us.

IP Addresses and Cookies:

Cookies are files that contain information created by a web server that can be stored on your hard disk for future use. We use cookies only to facilitate automated activity, store and track passwords, and to determine appropriate features to display by tracking your movement through the Web Site.

In some cases, we may automatically (i.e., not via registration) collect technical information when you connect to our Web Site that is not personally identifiable. Examples of this type of information include the type of Internet browser you are using, the type of computer operating system you are using, and the IP address from which you are linked to our Web Site. We use this information to help keep this website running smoothly and to analyze how visitors use our Web Site.

Links:

This Web Site contains links to other web sites. We have no control over and are not responsible for the privacy policies of such sites. Whenever you link to another web site, you may be asked to provide registration or other information. Please note that any information that you provide is going to a third party, and therefore you should familiarize yourself with that party's privacy policy. This Privacy Statement applies solely to information collected by the Financial News Analyst Web Site.

Changes to Our Privacy Policy:

If our privacy policy changes, we will notify all users by posting the new policy on our Web Site. Please check back here periodically to review our latest policy.

How to Contact Us About Privacy Matters:

If you would like to contact us for any reason concerning our privacy practices, please write or email us at the following address:
Financial News Analyst
P.O Box 501, Short Hills, NJ 07078.
E-mail address: privacy@financialnewsanalyst.com.

Updated: February, 14, 2004.